Professional Services

HR Consultant Insurance in Ontario

Employment advice is legal exposure. Cover it like it.

HR consultants advise on the most litigated part of running a business: hiring, termination, accommodation, and workplace investigations. When a client's dismissal goes to court, the advice behind it gets examined.

We arrange E&O for HR professionals, with cyber for the deeply personal employee data your files contain.

What the package includes

Professional liability (E&O) for claims arising from your advice or service
Cyber and privacy breach coverage for client data and payments
Commercial general liability (CGL) for third-party injury and property damage

Good to know

Frequently asked questions

Am I exposed if a client mishandles my termination advice?: You can still be named in the claim — and defence costs accrue even when execution, not advice, failed. E&O covers your defence and any share attributed to you.
How much does hr consultant insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get hr consultant insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Frequently asked questions

Am I exposed if a client mishandles my termination advice?

You can still be named in the claim — and defence costs accrue even when execution, not advice, failed. E&O covers your defence and any share attributed to you.

How much does hr consultant insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get hr consultant insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.