Do I need commercial auto if I use my personal car for work?

If you use your vehicle for business beyond commuting, you likely need commercial coverage or an endorsement. We'll assess your use and set it up correctly.

What is hired and non-owned auto coverage?

It protects your business when employees drive rented or personal vehicles for work — a gap many businesses miss. We'll include it where needed.

Can I insure a mixed fleet?

Yes — cars, vans, and trucks can be covered together with fleet rating. We'll build a single program for all of them.

Commercial Auto Insurance

From a single work truck to a full fleet — coverage for your business on the road.

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If your business owns or operates vehicles, personal auto policies won't cover commercial use. Commercial auto insurance protects your vehicles, drivers, and cargo, and covers the liability that comes with doing business on the road.

Whether it's one work van or a fleet of trucks, we structure coverage that fits your operation.

What's covered

Liability for business-owned and operated vehicles
Collision and comprehensive for your fleet
Hired and non-owned vehicle coverage
Cargo and contents in transit
Driver and passenger accident benefits

Good to know

Frequently asked questions

Do I need commercial auto if I use my personal car for work?: If you use your vehicle for business beyond commuting, you likely need commercial coverage or an endorsement. We'll assess your use and set it up correctly.
What is hired and non-owned auto coverage?: It protects your business when employees drive rented or personal vehicles for work — a gap many businesses miss. We'll include it where needed.
Can I insure a mixed fleet?: Yes — cars, vans, and trucks can be covered together with fleet rating. We'll build a single program for all of them.

Insurer partners

Insurers we compare for commercial auto insurance

We shop these partners to find the right coverage and price for you.

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