Professional Services

Private Investigator Insurance in Ontario

Discreet work, explicit coverage.

Investigation work invites allegations by its nature: invasion of privacy, trespass, surveillance disputes, and reports whose conclusions get challenged in court. Ontario licensing also requires proof of insurance to operate.

We arrange PI packages that satisfy PSISA licensing requirements and actually cover surveillance operations.

What the package includes

Professional liability (E&O) for claims arising from your advice or service
Commercial general liability (CGL) for third-party injury and property damage
Personal injury coverage for privacy and defamation allegations
Commercial auto for business vehicles
Cyber and privacy breach coverage for client data and payments

Good to know

Frequently asked questions

What insurance does an Ontario PI licence require?: PSISA requires general liability of at least $1 million with the agency licence. Practically, you also want E&O and personal-injury wording — privacy allegations, not slip-and-falls, are the real exposure of the work.
How much does private investigator insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get private investigator insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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What the package includes

Professional liability (E&O) for claims arising from your advice or service

Commercial general liability (CGL) for third-party injury and property damage

Personal injury coverage for privacy and defamation allegations

Commercial auto for business vehicles

Cyber and privacy breach coverage for client data and payments

Frequently asked questions

What insurance does an Ontario PI licence require?

PSISA requires general liability of at least $1 million with the agency licence. Practically, you also want E&O and personal-injury wording — privacy allegations, not slip-and-falls, are the real exposure of the work.

How much does private investigator insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get private investigator insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.