Industry package

Retail Business Insurance Packages

Coverage for the shops and stores at the heart of every Ontario community.

Retailers face public foot traffic, valuable inventory, and the shift to online sales. Our retail package combines property, liability, theft, and business-interruption coverage for storefronts and e-commerce sellers alike.

We tailor it to what you sell and how you sell it.

What the package includes

Storefront property and tenant improvements
Inventory and stock, including seasonal swings
Commercial general and product liability
Theft, robbery, and crime coverage
Cyber coverage for e-commerce and payment data

Good to know

Frequently asked questions

Is my inventory covered against theft?: Yes — retail packages include theft and crime coverage for your stock. We'll set limits that reflect your inventory levels.
I sell online too — am I covered?: We add cyber and product-liability coverage for e-commerce, protecting payment data and goods sold online. We'll tailor it to your channels.
Can coverage flex for seasonal inventory?: Yes — we can set peak-season inventory limits so you're covered during your busiest months.

More industries

Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Warehousing Transportation & Logistics

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Frequently asked questions

Is my inventory covered against theft?

Yes — retail packages include theft and crime coverage for your stock. We'll set limits that reflect your inventory levels.

I sell online too — am I covered?

We add cyber and product-liability coverage for e-commerce, protecting payment data and goods sold online. We'll tailor it to your channels.

Can coverage flex for seasonal inventory?

Yes — we can set peak-season inventory limits so you're covered during your busiest months.