Property & Rentals

Tenant Insurance for Business in Ontario

Your lease made you responsible. This makes you covered.

Signing a commercial lease transfers risk to you: damage to the rented premises, liability within your unit, your improvements and contents — spelled out in an insurance clause landlords enforce before handing over keys.

We arrange commercial tenant packages matched line-by-line to lease requirements.

What the package includes

Damage to rented premises coverage required by most commercial leases
Commercial general liability (CGL) for third-party injury and property damage
Contents and stock coverage for inventory, furnishings, and supplies
Leasehold improvements coverage
Business interruption to replace lost income after a covered loss

Good to know

Frequently asked questions

The landlord's building is insured — why do I need tenant coverage?: Their policy protects their building — and their insurer can pursue you for damage you cause to it. Your policy carries that premises liability plus everything inside the unit that's yours.
How much does tenant insurance for business cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get tenant insurance for business quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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What the package includes

Damage to rented premises coverage required by most commercial leases

Commercial general liability (CGL) for third-party injury and property damage

Contents and stock coverage for inventory, furnishings, and supplies

Leasehold improvements coverage

Business interruption to replace lost income after a covered loss

Frequently asked questions

The landlord's building is insured — why do I need tenant coverage?

Their policy protects their building — and their insurer can pursue you for damage you cause to it. Your policy carries that premises liability plus everything inside the unit that's yours.

How much does tenant insurance for business cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get tenant insurance for business quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.