Retail & E-commerce

Ecommerce Insurance in Ontario

The storefront is digital. The liability isn't.

An online store carries retail's product liability plus digital exposure at the core: payment data, customer accounts, and a website whose downtime is the whole business being closed.

We package product liability with cyber for ecommerce businesses from side-shop to seven figures.

What the package includes

Product liability for goods you make, sell, or distribute
Cyber and privacy breach coverage for client data and payments
Commercial general liability (CGL) for third-party injury and property damage
Contents and stock coverage for inventory, furnishings, and supplies
Stock coverage at home, 3PL, and in transit

Good to know

Frequently asked questions

Where is my inventory covered — home, warehouse, or 3PL?: Wherever the policy says: locations must be declared, including third-party fulfilment centres. We write stock floating across home, storage, 3PL, and transit so the answer is 'all of them'.
How much does ecommerce insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get ecommerce insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

More industries

Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

Our insurer partners

We compare Canada's leading insurers for you

We compare our full panel of commercial insurers to build and price your industry package.

Speak with an advisor

Get your business its best insurance.

A fast, no-obligation quote from Canada's commercial insurance specialists. Real advice, the whole market compared, and someone who picks up the phone.

Get a quote Contact us

What the package includes

Product liability for goods you make, sell, or distribute

Cyber and privacy breach coverage for client data and payments

Commercial general liability (CGL) for third-party injury and property damage

Contents and stock coverage for inventory, furnishings, and supplies

Stock coverage at home, 3PL, and in transit

Frequently asked questions

Where is my inventory covered — home, warehouse, or 3PL?

Wherever the policy says: locations must be declared, including third-party fulfilment centres. We write stock floating across home, storage, 3PL, and transit so the answer is 'all of them'.

How much does ecommerce insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get ecommerce insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.