Professional Services

Recruitment and Staffing Insurance in Ontario

Coverage for placements — and what happens after them.

Staffing firms answer for people they place: a bad hire's losses, a missed credential check, and — for temp agencies — the acts of workers on client sites. Client contracts push liability toward the agency in nearly every MSA.

We insure recruiters and staffing agencies with wording that covers placed and temporary workers properly.

What the package includes

Professional liability (E&O) for claims arising from your advice or service
Commercial general liability (CGL) for third-party injury and property damage
Liability extension for temporary workers on client sites
Cyber and privacy breach coverage for client data and payments
Commercial crime coverage for theft and employee dishonesty

Good to know

Frequently asked questions

Am I liable for what a temp does at the client's workplace?: Agencies get named routinely — vicarious liability wording and your contract's indemnities decide who pays. We align the policy with your MSA terms so the answer isn't discovered at claim time.
How much does recruitment and staffing insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get recruitment and staffing insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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What the package includes

Professional liability (E&O) for claims arising from your advice or service

Commercial general liability (CGL) for third-party injury and property damage

Liability extension for temporary workers on client sites

Cyber and privacy breach coverage for client data and payments

Commercial crime coverage for theft and employee dishonesty

Frequently asked questions

Am I liable for what a temp does at the client's workplace?

Agencies get named routinely — vicarious liability wording and your contract's indemnities decide who pays. We align the policy with your MSA terms so the answer isn't discovered at claim time.

How much does recruitment and staffing insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get recruitment and staffing insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.