Professional Services

Consultant Insurance in Ontario

You sell judgment. Insure it.

Consulting is a broad label — strategy, operations, safety, IT, environmental — but the exposure is constant: a client acts on your advice, loses money, and looks to you. Contracts increasingly require E&O before the SOW is signed.

We write consultant E&O matched to your actual discipline, because 'consultant' rated generically either overpays or undercovers.

What the package includes

Professional liability (E&O) for claims arising from your advice or service
Cyber and privacy breach coverage for client data and payments
Commercial general liability (CGL) for third-party injury and property damage
Contents and stock coverage for inventory, furnishings, and supplies

Good to know

Frequently asked questions

My client's contract demands $2M E&O — is that normal?: Yes, it's become standard in corporate procurement, along with being added as additional insured on your CGL. We can bind both and issue the certificate quickly so the contract doesn't stall.
How much does consultant insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get consultant insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

More industries

Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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Frequently asked questions

My client's contract demands $2M E&O — is that normal?

Yes, it's become standard in corporate procurement, along with being added as additional insured on your CGL. We can bind both and issue the certificate quickly so the contract doesn't stall.

How much does consultant insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get consultant insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.