Construction & Trades

Snow Removal Insurance in Ontario

Every icy sidewalk is a claim in waiting. Be covered for it.

Snow contracting in Ontario means slip-and-fall exposure — claims often arrive months after the storm, and commercial contracts routinely shift the property owner's liability onto the contractor through hold-harmless clauses.

We review your contracts alongside your coverage, because the indemnity you sign determines the insurance you need.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Slip-and-fall liability rated for snow and ice operations
Commercial auto for business vehicles
Coverage for plows, salters, and attached equipment
Contractual liability for hold-harmless agreements

Good to know

Frequently asked questions

Why do snow removal contracts matter so much to my insurance?: Because most commercial contracts make you indemnify the property owner for slip-and-falls — you're insuring their exposure as well as yours. Ontario's short 60-day notice period for icy-sidewalk claims helps, but logs of every plow and salt run remain your best defence.
How much does snow removal insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get snow removal insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

More industries

Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

Our insurer partners

We compare Canada's leading insurers for you

We compare our full panel of commercial insurers to build and price your industry package.

Speak with an advisor

Get your business its best insurance.

A fast, no-obligation quote from Canada's commercial insurance specialists. Real advice, the whole market compared, and someone who picks up the phone.

Get a quote Contact us

Frequently asked questions

Why do snow removal contracts matter so much to my insurance?

Because most commercial contracts make you indemnify the property owner for slip-and-falls — you're insuring their exposure as well as yours. Ontario's short 60-day notice period for icy-sidewalk claims helps, but logs of every plow and salt run remain your best defence.

How much does snow removal insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get snow removal insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.