Construction & Trades

Pest Control Insurance in Ontario

Coverage for the chemicals, the critters, and the callbacks.

Pest control mixes property access with regulated chemical application — misapplication claims, pet and occupant exposure allegations, and callback disputes are the pattern.

Standard CGL policies exclude pollutants, which is why pest operators need the pesticide/herbicide extension we build in as standard.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Pesticide and herbicide applicator extension
Commercial auto for business vehicles
Tools and equipment coverage, on site and in transit
Professional liability (E&O) for claims arising from your advice or service

Good to know

Frequently asked questions

Does pest control insurance cover chemical misapplication?: With the applicator extension, yes — bodily injury and property damage from application errors are covered, which a base CGL's pollution exclusion would otherwise deny. Licensing and label compliance remain conditions.
How much does pest control insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get pest control insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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What the package includes

Commercial general liability (CGL) for third-party injury and property damage

Pesticide and herbicide applicator extension

Commercial auto for business vehicles

Tools and equipment coverage, on site and in transit

Professional liability (E&O) for claims arising from your advice or service

Frequently asked questions

Does pest control insurance cover chemical misapplication?

With the applicator extension, yes — bodily injury and property damage from application errors are covered, which a base CGL's pollution exclusion would otherwise deny. Licensing and label compliance remain conditions.

How much does pest control insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get pest control insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.