Construction & Trades

Junk Removal Insurance in Ontario

Coverage from the curb to the transfer station.

Junk removal blends property access, heavy lifting, and constant driving — doorframe damage, back injuries, and cargo spills are the typical claims. Disposal adds an environmental angle most generic policies ignore.

We package liability, commercial auto, and cargo coverage sized to your trucks and routes.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Commercial auto for business vehicles
Cargo coverage for loads in transit
Limited pollution liability for job-site contaminants
Tools and equipment coverage, on site and in transit

Good to know

Frequently asked questions

Does junk removal insurance cover damage inside a client's home?: Yes — scraped walls, gouged floors, and doorway damage during removal are third-party property claims under your CGL. Crews that document pre-existing damage on arrival see claims resolve much faster.
How much does junk removal insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get junk removal insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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Frequently asked questions

Does junk removal insurance cover damage inside a client's home?

Yes — scraped walls, gouged floors, and doorway damage during removal are third-party property claims under your CGL. Crews that document pre-existing damage on arrival see claims resolve much faster.

How much does junk removal insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get junk removal insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.