Construction & Trades

Demolition Insurance in Ontario

When the job is taking things down, coverage holds everything up.

Demolition is a high-hazard class — adjacent structures, buried services, dust, vibration, and debris all generate claims. Many general liability policies exclude it outright, which catches contractors who add demo work to a renovation job.

We place demolition specialists and renovators who self-perform demo with markets that price the hazard properly and include the pollution extension the work usually needs.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Limited pollution liability for job-site contaminants
Vibration and adjacent-structure liability
Tools and equipment coverage, on site and in transit
Commercial auto for business vehicles

Good to know

Frequently asked questions

Does regular contractor insurance cover demolition?: Often not — many CGL policies exclude structural demolition or cap it at a storey limit. If demo is part of your work, it needs to be declared and rated; an undeclared demo claim is a denied claim.
How much does demolition insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get demolition insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Frequently asked questions

Does regular contractor insurance cover demolition?

Often not — many CGL policies exclude structural demolition or cap it at a storey limit. If demo is part of your work, it needs to be declared and rated; an undeclared demo claim is a denied claim.

How much does demolition insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get demolition insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.