Construction & Trades

Handyman Insurance in Ontario

One policy for a hundred different jobs.

A handyman's week can span drywall patches, faucet swaps, deck boards, and TV mounts — which is exactly what makes the insurance tricky: the policy has to match the real mix of trades, not one label.

We write handyman coverage that lists your actual services, so a claim never fails because the work 'wasn't on the policy'.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Tools and equipment coverage, on site and in transit
Commercial auto for business vehicles
Damage to rented premises coverage required by most commercial leases

Good to know

Frequently asked questions

Can a handyman policy cover minor plumbing and electrical?: Minor, non-permit work can usually be included if declared — swapping fixtures, not rewiring panels. Anything requiring a licensed trade needs that trade's coverage. Declare the full mix and we'll place it correctly.
How much does handyman insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get handyman insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

More industries

Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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Frequently asked questions

Can a handyman policy cover minor plumbing and electrical?

Minor, non-permit work can usually be included if declared — swapping fixtures, not rewiring panels. Anything requiring a licensed trade needs that trade's coverage. Declare the full mix and we'll place it correctly.

How much does handyman insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get handyman insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.