Construction & Trades

Plumber Insurance in Ontario

The trade with the biggest water claims deserves the best coverage.

Water is the most expensive peril in Canadian property insurance, and plumbing is the trade closest to it. A failed fitting or an unattended solder joint can write a six-figure claim in an afternoon.

Plumber packages pair strong CGL limits with completed-operations coverage that follows your work for years after the invoice.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Completed operations for failures after the job closes
Tools and equipment coverage, on site and in transit
Commercial auto for business vehicles
Damage to rented premises coverage required by most commercial leases

Good to know

Frequently asked questions

Am I covered if a connection fails months after the job?: That's completed-operations coverage — it responds to damage from your finished work after handover. It's the single most important extension a plumber carries; we make sure the limit matches your CGL.
How much does plumber insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get plumber insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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What the package includes

Commercial general liability (CGL) for third-party injury and property damage

Completed operations for failures after the job closes

Tools and equipment coverage, on site and in transit

Commercial auto for business vehicles

Damage to rented premises coverage required by most commercial leases

Frequently asked questions

Am I covered if a connection fails months after the job?

That's completed-operations coverage — it responds to damage from your finished work after handover. It's the single most important extension a plumber carries; we make sure the limit matches your CGL.

How much does plumber insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get plumber insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.