Construction & Trades

Woodworker Insurance in Ontario

From the shop floor to the customer's floor.

Woodworking pairs a fire-prone shop — dust, finishes, machinery — with products that end up in customers' homes. The exposure spans your premises, your tools, and every piece you sell.

We combine shop property coverage with product liability, plus craft-show extensions for makers who sell in person.

What the package includes

Commercial property coverage for your premises and leasehold improvements
Tools and equipment coverage, on site and in transit
Product liability for goods you make, sell, or distribute
Commercial general liability (CGL) for third-party injury and property damage
Fire coverage rated for dust collection and finishing operations

Good to know

Frequently asked questions

Is my home workshop covered by home insurance?: Business equipment and liability are largely excluded from home policies — and an undisclosed shop with finishing chemicals can jeopardize the home coverage itself. A small business package covers the shop, tools, and products properly.
How much does woodworker insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get woodworker insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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What the package includes

Commercial property coverage for your premises and leasehold improvements

Tools and equipment coverage, on site and in transit

Product liability for goods you make, sell, or distribute

Commercial general liability (CGL) for third-party injury and property damage

Fire coverage rated for dust collection and finishing operations

Frequently asked questions

Is my home workshop covered by home insurance?

Business equipment and liability are largely excluded from home policies — and an undisclosed shop with finishing chemicals can jeopardize the home coverage itself. A small business package covers the shop, tools, and products properly.

How much does woodworker insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get woodworker insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.