Retail & E-commerce

Vape Shop Insurance in Ontario

A specialty class that needs a specialty broker.

Vape retail combines age-restricted compliance, battery and device product claims, and a narrow insurance market that generic brokers struggle to place — declines here are about access, not your shop.

We work with the specialty markets that write vape retail, covering devices, e-liquids, and the store itself.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Product liability for goods you make, sell, or distribute
Device and battery product coverage
Contents and stock coverage for inventory, furnishings, and supplies
Commercial crime coverage for theft and employee dishonesty

Good to know

Frequently asked questions

Why did my last broker say vape shops can't be insured?: Mainstream markets largely avoid the class, so it looks uninsurable from a generalist's desk — but specialty insurers write it every day. Access to those markets is exactly what an independent brokerage provides.
How much does vape shop insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get vape shop insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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What the package includes

Commercial general liability (CGL) for third-party injury and property damage

Product liability for goods you make, sell, or distribute

Device and battery product coverage

Contents and stock coverage for inventory, furnishings, and supplies

Commercial crime coverage for theft and employee dishonesty

Frequently asked questions

Why did my last broker say vape shops can't be insured?

Mainstream markets largely avoid the class, so it looks uninsurable from a generalist's desk — but specialty insurers write it every day. Access to those markets is exactly what an independent brokerage provides.

How much does vape shop insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get vape shop insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.