Construction & Trades

Roofing Insurance in Ontario

A hard class to place — and exactly why you want a broker.

Roofing combines height, heat, and weather over a client's most valuable asset, making it one of the most selective classes in Canadian commercial insurance. Torch-applied work narrows the market further.

This is where an independent broker earns their keep: we know which insurers write roofers, what their hot-work conditions are, and how to present your safety record for the best terms.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Hot work / torch application coverage where declared
Open-roof water damage protection
Tools and equipment coverage, on site and in transit
Commercial auto for business vehicles

Good to know

Frequently asked questions

Why is roofing insurance so expensive?: Severity: falls from height, fires from torch work, and open-roof rain events produce large claims relative to premium. Documented fall-protection, hot-work permits, and end-of-day tarping genuinely move your rate — and we present them to underwriters.
How much does roofing insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get roofing insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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Frequently asked questions

Why is roofing insurance so expensive?

Severity: falls from height, fires from torch work, and open-roof rain events produce large claims relative to premium. Documented fall-protection, hot-work permits, and end-of-day tarping genuinely move your rate — and we present them to underwriters.

How much does roofing insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get roofing insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.