Construction & Trades

Locksmith Insurance in Ontario

Coverage for the trade clients trust with their keys.

Locksmiths carry a rare double exposure: physical work on doors and safes, plus the professional consequence of a lock that fails or a key that ends up in the wrong hands after a job.

We pair trade liability with an E&O extension, because a break-in after your install becomes a professional claim, not just a property one.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Professional liability (E&O) for claims arising from your advice or service
Tools and equipment coverage, on site and in transit
Commercial auto for business vehicles
Commercial crime coverage for theft and employee dishonesty

Good to know

Frequently asked questions

What if a client is burgled after I install their locks?: If the claim alleges your workmanship or key control contributed, that's exactly what the E&O extension responds to — defence costs included, even when the allegation doesn't hold up.
How much does locksmith insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get locksmith insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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What the package includes

Commercial general liability (CGL) for third-party injury and property damage

Professional liability (E&O) for claims arising from your advice or service

Tools and equipment coverage, on site and in transit

Commercial auto for business vehicles

Commercial crime coverage for theft and employee dishonesty

Frequently asked questions

What if a client is burgled after I install their locks?

If the claim alleges your workmanship or key control contributed, that's exactly what the E&O extension responds to — defence costs included, even when the allegation doesn't hold up.

How much does locksmith insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get locksmith insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.