Food & Hospitality

Food Manufacturing Insurance in Ontario

From your line to their labels — recall-ready coverage.

Food manufacturers carry product liability at scale: a contamination event touches every unit shipped, and a recall's costs — notification, retrieval, destruction, lost contracts — can exceed the injury claims themselves.

We arrange manufacturer programs with product recall coverage alongside liability, plus the plant and equipment behind production.

What the package includes

Product liability for goods you make, sell, or distribute
Product recall expense coverage
Commercial property coverage for your premises and leasehold improvements
Equipment breakdown for essential machinery and systems
Spoilage coverage for refrigerated stock
Business interruption to replace lost income after a covered loss

Good to know

Frequently asked questions

Does product liability pay for a recall?: No — liability pays injury claims; recall coverage pays the operational cost of pulling product. Manufacturers need both, and retail contracts increasingly require recall coverage explicitly.
How much does food manufacturing insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get food manufacturing insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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What the package includes

Product liability for goods you make, sell, or distribute

Product recall expense coverage

Commercial property coverage for your premises and leasehold improvements

Equipment breakdown for essential machinery and systems

Spoilage coverage for refrigerated stock

Business interruption to replace lost income after a covered loss

Frequently asked questions

Does product liability pay for a recall?

No — liability pays injury claims; recall coverage pays the operational cost of pulling product. Manufacturers need both, and retail contracts increasingly require recall coverage explicitly.

How much does food manufacturing insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get food manufacturing insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.