Beauty & Personal Care

Esthetician Insurance in Ontario

Skin-deep services, full-depth coverage.

Estheticians work directly on skin with actives, heat, and devices — chemical peels, microdermabrasion, and facial treatments generate reaction and burn claims even with flawless technique.

We cover estheticians across the treatment menu, including device-based services many basic policies exclude.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Treatment liability including device-based services
Product liability for goods you make, sell, or distribute
Contents and stock coverage for inventory, furnishings, and supplies

Good to know

Frequently asked questions

Are chemical peels and devices covered?: When declared, yes — peel strength and device class drive rating. Undeclared advanced treatments are the coverage gap that catches growing studios; keep your service list current with us.
How much does esthetician insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get esthetician insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Frequently asked questions

Are chemical peels and devices covered?

When declared, yes — peel strength and device class drive rating. Undeclared advanced treatments are the coverage gap that catches growing studios; keep your service list current with us.

How much does esthetician insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get esthetician insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.