Retail & E-commerce

Cannabis Insurance in Ontario

Regulated product, specialist market, proper coverage.

Cannabis retail is one of Canada's most regulated storefronts: AGCO licensing, secure storage rules, high-value inventory with real theft exposure, and product liability in an evolving legal landscape — served by a limited set of specialty insurers.

We place licensed cannabis retailers with the markets that actually write the class, structured to AGCO requirements.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Product liability for goods you make, sell, or distribute
Secure-storage stock coverage meeting AGCO requirements
Commercial crime coverage for theft and employee dishonesty
Contents and stock coverage for inventory, furnishings, and supplies
Business interruption to replace lost income after a covered loss

Good to know

Frequently asked questions

Why is cannabis retail harder to insure?: Fewer insurers write it, theft severity is high, and regulatory conditions (storage, security systems) are underwriting requirements, not suggestions. A broker who knows the specialty markets is the difference between placed and declined.
How much does cannabis insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get cannabis insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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What the package includes

Commercial general liability (CGL) for third-party injury and property damage

Product liability for goods you make, sell, or distribute

Secure-storage stock coverage meeting AGCO requirements

Commercial crime coverage for theft and employee dishonesty

Contents and stock coverage for inventory, furnishings, and supplies

Business interruption to replace lost income after a covered loss

Frequently asked questions

Why is cannabis retail harder to insure?

Fewer insurers write it, theft severity is high, and regulatory conditions (storage, security systems) are underwriting requirements, not suggestions. A broker who knows the specialty markets is the difference between placed and declined.

How much does cannabis insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get cannabis insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.