Retail & E-commerce

Art and Craft Insurance in Ontario

Handmade products, hand-picked coverage.

Craft businesses sell handmade goods to the public — product liability for every item, stock and materials at home or in a studio, and market-day liability that show organizers demand proof of.

We insure makers with packages that cover production, inventory, and selling — online, at markets, and on consignment.

What the package includes

Product liability for goods you make, sell, or distribute
Commercial general liability (CGL) for third-party injury and property damage
Contents and stock coverage for inventory, furnishings, and supplies
Stock coverage at markets, in transit, and on consignment
Event liability, including set-up and tear-down days

Good to know

Frequently asked questions

Do I really need product liability for handmade items?: Yes — a candle that overheats, a mug that cracks with hot liquid, jewellery that reacts with skin: makers are fully liable for their products. Craft policies are priced for small-batch reality, so coverage is affordable.
How much does art and craft insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get art and craft insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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What the package includes

Product liability for goods you make, sell, or distribute

Commercial general liability (CGL) for third-party injury and property damage

Contents and stock coverage for inventory, furnishings, and supplies

Stock coverage at markets, in transit, and on consignment

Event liability, including set-up and tear-down days

Frequently asked questions

Do I really need product liability for handmade items?

Yes — a candle that overheats, a mug that cracks with hot liquid, jewellery that reacts with skin: makers are fully liable for their products. Craft policies are priced for small-batch reality, so coverage is affordable.

How much does art and craft insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get art and craft insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.