Community & Non-Profit

Summer Camp Insurance in Ontario

A summer of activities, a season of coverage.

Camps concentrate childhood risk into weeks: waterfront, sports, transport, overnight supervision, and young seasonal staff — with parents' trust as the asset everything protects.

We insure day and overnight camps with activity-rated liability, abuse coverage, and staff screening expectations built into the program.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Camper and participant liability across declared activities
Abuse and molestation coverage where working with vulnerable people
Commercial property coverage for your premises and leasehold improvements
Non-owned auto for staff and volunteer drivers
Event liability, including set-up and tear-down days

Good to know

Frequently asked questions

What do insurers require around waterfront activities?: Certified lifeguards, ratios, and swim-testing protocols — declared and documented. Waterfront is the severity driver of camp insurance; run it to standard and both the premium and the risk come down.
How much does summer camp insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get summer camp insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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What the package includes

Commercial general liability (CGL) for third-party injury and property damage

Camper and participant liability across declared activities

Abuse and molestation coverage where working with vulnerable people

Commercial property coverage for your premises and leasehold improvements

Non-owned auto for staff and volunteer drivers

Event liability, including set-up and tear-down days

Frequently asked questions

What do insurers require around waterfront activities?

Certified lifeguards, ratios, and swim-testing protocols — declared and documented. Waterfront is the severity driver of camp insurance; run it to standard and both the premium and the risk come down.

How much does summer camp insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get summer camp insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.