Business Types & Segments

Startup Insurance in Ontario

Insurance that keeps pace with the pivots.

Startups need insurance at specific gates: the first office lease, the first enterprise customer's MSA, the first institutional round's diligence list, the first employee. Buying it all on day one wastes runway; missing a gate stalls a deal.

We stage startup coverage to your actual milestones — and refit it fast when the model pivots.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Technology E&O sized to customer contracts
Cyber and privacy breach coverage for client data and payments
Directors & officers for funded companies
Contents and stock coverage for inventory, furnishings, and supplies

Good to know

Frequently asked questions

When does a startup actually need D&O?: At institutional funding: investors taking board seats expect D&O in place at close — it protects the directors personally and is standard in term-sheet diligence. We can bind it inside a closing timeline.
How much does startup insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get startup insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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What the package includes

Commercial general liability (CGL) for third-party injury and property damage

Technology E&O sized to customer contracts

Cyber and privacy breach coverage for client data and payments

Directors & officers for funded companies

Contents and stock coverage for inventory, furnishings, and supplies

Frequently asked questions

When does a startup actually need D&O?

At institutional funding: investors taking board seats expect D&O in place at close — it protects the directors personally and is standard in term-sheet diligence. We can bind it inside a closing timeline.

How much does startup insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get startup insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.