Technology, Media & Creative

Software Developer Insurance in Ontario

Ship code, not uncovered risk.

Developers get claimed against when software fails expensively: a bug that corrupts data, a missed deadline that sinks a launch, a security hole that becomes a breach. Contract dev work makes those someone else's losses billed to you.

We insure freelance developers and studios with tech E&O priced for independents.

What the package includes

Technology E&O for defects, delays, and performance claims
Cyber and privacy breach coverage for client data and payments
Commercial general liability (CGL) for third-party injury and property damage

Good to know

Frequently asked questions

My contracts have liability caps — do I still need E&O?: Caps get negotiated, carved out, and challenged — and defending the cap is itself expensive. E&O funds the defence and covers what survives the cap; the two work together.
How much does software developer insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get software developer insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Frequently asked questions

My contracts have liability caps — do I still need E&O?

Caps get negotiated, carved out, and challenged — and defending the cap is itself expensive. E&O funds the defence and covers what survives the cap; the two work together.

How much does software developer insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get software developer insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.