Health & Wellness

Social Worker Insurance in Ontario

You advocate for others. This advocates for you.

Social workers in private practice carry counselling exposure plus OCSWSSW regulatory accountability — and often work with the highest-stakes situations: child welfare opinions, capacity issues, crisis intervention.

We arrange RSW coverage with regulatory defence, for private practice and contract work alike.

What the package includes

Malpractice / professional liability tailored to regulated health practice
Regulatory / college proceeding defence costs
Commercial general liability (CGL) for third-party injury and property damage
Cyber and privacy breach coverage for client data and payments
Abuse and molestation coverage where working with vulnerable people

Good to know

Frequently asked questions

Does employer coverage protect my private-practice clients?: No — employer or agency coverage stops at their engagements. Even a small evening private practice needs its own policy; claims don't check which hat you were wearing kindly.
How much does social worker insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get social worker insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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What the package includes

Malpractice / professional liability tailored to regulated health practice

Regulatory / college proceeding defence costs

Commercial general liability (CGL) for third-party injury and property damage

Cyber and privacy breach coverage for client data and payments

Abuse and molestation coverage where working with vulnerable people

Frequently asked questions

Does employer coverage protect my private-practice clients?

No — employer or agency coverage stops at their engagements. Even a small evening private practice needs its own policy; claims don't check which hat you were wearing kindly.

How much does social worker insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get social worker insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.