Health & Wellness

PSW Insurance in Ontario

Support work is trusted work. Insure the trust.

PSWs deliver intimate daily care — transfers, bathing, feeding, medication reminders — often alone in clients' homes. Injury claims and allegations are occupational realities, and independent PSWs have no agency policy standing behind them.

We insure independent PSWs and small support agencies at premiums that fit the wage.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Professional liability (E&O) for claims arising from your advice or service
Abuse and molestation coverage where working with vulnerable people
Coverage for care delivered in client homes

Good to know

Frequently asked questions

I work through an agency — do I still need my own coverage?: Agency coverage protects the agency, and private clients you take directly aren't covered by it at all. Personal coverage travels with you across every arrangement.
How much does psw insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get psw insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Frequently asked questions

I work through an agency — do I still need my own coverage?

Agency coverage protects the agency, and private clients you take directly aren't covered by it at all. Personal coverage travels with you across every arrangement.

How much does psw insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get psw insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.