Property & Rentals

Property Management Insurance in Ontario

Managing other people's assets is a professional exposure.

Property managers act on owners' behalf — tenant selection, maintenance decisions, trust funds, condo board administration — and every one of those functions generates professional claims when outcomes disappoint.

We insure property management firms with E&O at the centre, fidelity coverage for the trust accounts, and CMRAO-aware wording for condo managers.

What the package includes

Professional liability (E&O) for claims arising from your advice or service
Commercial general liability (CGL) for third-party injury and property damage
Commercial crime coverage for theft and employee dishonesty
Cyber and privacy breach coverage for client data and payments
Coverage aligned to CMRAO requirements for condo management

Good to know

Frequently asked questions

What claims do property managers actually face?: Negligent tenant screening, maintenance delays that worsen damage, mishandled deposits and trust funds, and condo-board disputes over administration. E&O plus fidelity coverage answers the set.
How much does property management insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get property management insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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What the package includes

Professional liability (E&O) for claims arising from your advice or service

Commercial general liability (CGL) for third-party injury and property damage

Commercial crime coverage for theft and employee dishonesty

Cyber and privacy breach coverage for client data and payments

Coverage aligned to CMRAO requirements for condo management

Frequently asked questions

What claims do property managers actually face?

Negligent tenant screening, maintenance delays that worsen damage, mishandled deposits and trust funds, and condo-board disputes over administration. E&O plus fidelity coverage answers the set.

How much does property management insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get property management insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.