Pet Services

Pet Business Insurance in Ontario

Animals in your care, coverage at your back.

Pet businesses carry a distinctive exposure: animals in your care, custody, and control — injury, escape, or loss of a client's pet is both the emotional and the legal centre of every claim, alongside bites and third-party incidents.

We insure pet businesses of every kind with animal-bailee coverage built in, not bolted on.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Animals in care, custody & control coverage
Professional liability (E&O) for claims arising from your advice or service
Contents and stock coverage for inventory, furnishings, and supplies
Commercial auto for business vehicles

Good to know

Frequently asked questions

What happens if a pet is injured or escapes while with us?: That's the animal-bailee claim — vet bills, loss, and the dispute that follows. Standard CGL excludes property (pets included) in your care; the bailee extension is the coverage that actually responds.
How much does pet business insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get pet business insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

More industries

Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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What the package includes

Commercial general liability (CGL) for third-party injury and property damage

Animals in care, custody & control coverage

Professional liability (E&O) for claims arising from your advice or service

Contents and stock coverage for inventory, furnishings, and supplies

Commercial auto for business vehicles

Frequently asked questions

What happens if a pet is injured or escapes while with us?

That's the animal-bailee claim — vet bills, loss, and the dispute that follows. Standard CGL excludes property (pets included) in your care; the bailee extension is the coverage that actually responds.

How much does pet business insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get pet business insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.