Property & Rentals

Office Insurance in Ontario

The desk-and-data package, done right.

Office businesses share a clean risk profile: contents and computers, visitor liability, the lease's insurance clause, and — increasingly the largest exposure — the data on every screen.

We write office packages that satisfy landlord requirements and put real weight on cyber, where office risk actually concentrates now.

What the package includes

Contents and stock coverage for inventory, furnishings, and supplies
Commercial general liability (CGL) for third-party injury and property damage
Damage to rented premises coverage required by most commercial leases
Cyber and privacy breach coverage for client data and payments
Business interruption to replace lost income after a covered loss
Commercial crime coverage for theft and employee dishonesty

Good to know

Frequently asked questions

My lease demands specific insurance — is that normal?: Every commercial lease has an insurance clause: liability limits, landlord as additional insured, and damage-to-premises coverage. Send us the clause; matching it exactly is routine and avoids occupancy-date surprises.
How much does office insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get office insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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What the package includes

Contents and stock coverage for inventory, furnishings, and supplies

Commercial general liability (CGL) for third-party injury and property damage

Damage to rented premises coverage required by most commercial leases

Cyber and privacy breach coverage for client data and payments

Business interruption to replace lost income after a covered loss

Commercial crime coverage for theft and employee dishonesty

Frequently asked questions

My lease demands specific insurance — is that normal?

Every commercial lease has an insurance clause: liability limits, landlord as additional insured, and damage-to-premises coverage. Send us the clause; matching it exactly is routine and avoids occupancy-date surprises.

How much does office insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get office insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.