Health & Wellness

Occupational Therapy Insurance in Ontario

You rebuild function. We back the practice.

OTs assess and treat across homes, clinics, and workplaces — with reports that drive insurance and legal decisions. Assessment challenges, treatment injuries, and college complaints are the profession's claim pattern.

We cover OTs in private practice, including medico-legal assessment work that many base policies restrict.

What the package includes

Malpractice / professional liability tailored to regulated health practice
Coverage for medico-legal and insurer assessments
Commercial general liability (CGL) for third-party injury and property damage
Cyber and privacy breach coverage for client data and payments

Good to know

Frequently asked questions

Are my medico-legal assessments covered?: Only if declared — assessment work for insurers and lawyers is rated differently from treatment, and disputes over reports are a known claim source. We write it in explicitly.
How much does occupational therapy insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get occupational therapy insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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Frequently asked questions

Are my medico-legal assessments covered?

Only if declared — assessment work for insurers and lawyers is rated differently from treatment, and disputes over reports are a known claim source. We write it in explicitly.

How much does occupational therapy insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get occupational therapy insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.