Property & Rentals

Landlord Insurance in Ontario

Rental income is a business. Insure it like one.

A rented property is a commercial operation: tenant-caused damage, liability for the premises, and rental income that stops when a loss makes the unit uninhabitable — none of which a homeowner's policy is built for.

We insure landlords from single condos to portfolios, with rental-income coverage sized to real rents.

What the package includes

Commercial property coverage for your premises and leasehold improvements
Commercial general liability (CGL) for third-party injury and property damage
Loss of rental income after a covered loss
Landlord contents (appliances and furnishings)
Equipment breakdown for essential machinery and systems

Good to know

Frequently asked questions

Does my tenant's insurance protect my building?: No — tenant policies cover the tenant's belongings and liability. Your building, your rental income, and your premises liability are the landlord policy's job; requiring tenant insurance in the lease is smart but complementary.
How much does landlord insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get landlord insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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What the package includes

Commercial property coverage for your premises and leasehold improvements

Commercial general liability (CGL) for third-party injury and property damage

Loss of rental income after a covered loss

Landlord contents (appliances and furnishings)

Equipment breakdown for essential machinery and systems

Frequently asked questions

Does my tenant's insurance protect my building?

No — tenant policies cover the tenant's belongings and liability. Your building, your rental income, and your premises liability are the landlord policy's job; requiring tenant insurance in the lease is smart but complementary.

How much does landlord insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get landlord insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.