Professional Services

Home Inspector Insurance in Ontario

You inspect for a living. Expect to be second-guessed for one.

Every home inspector eventually meets the claim: a buyer discovers a problem after closing and alleges the inspection missed it. Whether or not the allegation holds, the defence is yours to fund — unless E&O funds it for you.

We place home inspectors with markets that understand the class, including coverage for referral-network requirements.

What the package includes

Professional liability (E&O) for claims arising from your advice or service
Commercial general liability (CGL) for third-party injury and property damage
Tools and equipment coverage, on site and in transit
Commercial auto for business vehicles
Cyber and privacy breach coverage for client data and payments

Good to know

Frequently asked questions

Will my limitation-of-liability clause protect me instead of insurance?: Contract clauses help but are routinely challenged, and defending the challenge itself costs tens of thousands. E&O funds that fight; the clause and the policy work together, not as alternatives.
How much does home inspector insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get home inspector insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

More industries

Packages for other industries

Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

Our insurer partners

We compare Canada's leading insurers for you

We compare our full panel of commercial insurers to build and price your industry package.

Speak with an advisor

Get your business its best insurance.

A fast, no-obligation quote from Canada's commercial insurance specialists. Real advice, the whole market compared, and someone who picks up the phone.

Get a quote Contact us

What the package includes

Professional liability (E&O) for claims arising from your advice or service

Commercial general liability (CGL) for third-party injury and property damage

Tools and equipment coverage, on site and in transit

Commercial auto for business vehicles

Cyber and privacy breach coverage for client data and payments

Frequently asked questions

Will my limitation-of-liability clause protect me instead of insurance?

Contract clauses help but are routinely challenged, and defending the challenge itself costs tens of thousands. E&O funds that fight; the clause and the policy work together, not as alternatives.

How much does home inspector insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get home inspector insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.