Health & Wellness

Health and Wellness Insurance in Ontario

However many modalities you practice, one policy can hold them.

Wellness practitioners rarely do one thing: yoga plus reiki plus nutrition coaching is a normal Tuesday. Insurers, though, cover only what's declared — the multi-modality policy exists for exactly this.

We write practitioner packages that list every modality you offer, so no session falls between policies.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Professional liability (E&O) for claims arising from your advice or service
Multi-modality coverage listing each practice you offer
Cyber and privacy breach coverage for client data and payments

Good to know

Frequently asked questions

Can one policy cover several modalities?: Yes — multi-modality wellness policies list each declared practice. The critical habit: tell your broker when you add a modality, because undeclared services are uncovered services.
How much does health and wellness insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get health and wellness insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Frequently asked questions

Can one policy cover several modalities?

Yes — multi-modality wellness policies list each declared practice. The critical habit: tell your broker when you add a modality, because undeclared services are uncovered services.

How much does health and wellness insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get health and wellness insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.