Property & Rentals

Condo Rental Insurance in Ontario

The corporation insures the building. You insure your investment.

A rented condo sits in a coverage sandwich: the corporation's policy covers the building shell, the tenant's covers their contents — and the owner's unit improvements, liability, rental income, and deductible-chargeback exposure sit in between.

We insure condo investors with unit-owner policies written for rental use, including corporation-deductible coverage.

What the package includes

Unit improvements and betterments coverage
Commercial general liability (CGL) for third-party injury and property damage
Loss of rental income
Condo corporation deductible chargeback coverage
Landlord contents and appliances

Good to know

Frequently asked questions

What's deductible chargeback and why does it matter?: When a loss originating in your unit triggers the corporation's policy, its deductible — often $25,000 to $100,000+ — can be charged back to you. Unit-owner policies cover it; rented units see exactly these claims (overflowed tubs, hose failures).
How much does condo rental insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get condo rental insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Frequently asked questions

What's deductible chargeback and why does it matter?

When a loss originating in your unit triggers the corporation's policy, its deductible — often $25,000 to $100,000+ — can be charged back to you. Unit-owner policies cover it; rented units see exactly these claims (overflowed tubs, hose failures).

How much does condo rental insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get condo rental insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.