Health & Wellness

Clinic Insurance in Ontario

One policy for the clinic behind the practitioners.

A clinic is a business wrapped around practitioners: premises, staff, equipment, patient records, and the corporate entity itself all carry exposure that individual practitioners' malpractice policies don't touch.

We insure medical, allied-health, and multi-disciplinary clinics — the entity-level program that complements each clinician's own coverage.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Contents and stock coverage for inventory, furnishings, and supplies
Equipment breakdown for essential machinery and systems
Cyber and privacy breach coverage for client data and payments
Business interruption to replace lost income after a covered loss
Entity-level professional liability for the clinic corporation

Good to know

Frequently asked questions

Practitioners have their own malpractice — why insure the clinic?: Claims name the clinic corporation alongside the clinician, and slip-and-falls, equipment loss, staff errors, and record breaches are purely clinic exposures. The entity needs its own program.
How much does clinic insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get clinic insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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What the package includes

Commercial general liability (CGL) for third-party injury and property damage

Contents and stock coverage for inventory, furnishings, and supplies

Equipment breakdown for essential machinery and systems

Cyber and privacy breach coverage for client data and payments

Business interruption to replace lost income after a covered loss

Entity-level professional liability for the clinic corporation

Frequently asked questions

Practitioners have their own malpractice — why insure the clinic?

Claims name the clinic corporation alongside the clinician, and slip-and-falls, equipment loss, staff errors, and record breaches are purely clinic exposures. The entity needs its own program.

How much does clinic insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get clinic insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.