Automotive Services

Car Wash Insurance in Ontario

High volume, moving vehicles, machinery — all covered.

Car washes push vehicles through machinery all day: antenna and mirror damage claims, track malfunctions, slip hazards on permanently wet ground, and equipment whose downtime is the revenue.

We insure automatic, touchless, self-serve, and hand-wash operations with breakdown coverage front and centre.

What the package includes

Commercial general liability (CGL) for third-party injury and property damage
Damage to customers' vehicles in the wash
Equipment breakdown for essential machinery and systems
Commercial property coverage for your premises and leasehold improvements
Business interruption to replace lost income after a covered loss

Good to know

Frequently asked questions

Who pays when the machine damages a customer's car?: Your liability coverage — vehicle-damage claims in the tunnel are the class's routine loss. Camera coverage of entry condition settles most disputes before they harden.
How much does car wash insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get car wash insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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What the package includes

Commercial general liability (CGL) for third-party injury and property damage

Damage to customers' vehicles in the wash

Equipment breakdown for essential machinery and systems

Commercial property coverage for your premises and leasehold improvements

Business interruption to replace lost income after a covered loss

Frequently asked questions

Who pays when the machine damages a customer's car?

Your liability coverage — vehicle-damage claims in the tunnel are the class's routine loss. Camera coverage of entry condition settles most disputes before they harden.

How much does car wash insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get car wash insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.