Professional Services

Bookkeeper Insurance in Ontario

Small entries, big consequences — covered.

Bookkeepers touch payroll, remittances, and reconciliations where a small error compounds quietly — CRA penalties and interest claims against bookkeepers are among the most common small-professional losses we see.

A bookkeeper package is inexpensive: E&O plus cyber for the client credentials and banking access you hold.

What the package includes

Professional liability (E&O) for claims arising from your advice or service
Cyber and privacy breach coverage for client data and payments
Commercial general liability (CGL) for third-party injury and property damage
Commercial crime coverage for theft and employee dishonesty

Good to know

Frequently asked questions

What claims actually hit bookkeepers?: Late or wrong remittances triggering CRA penalties, payroll errors, and missed HST filings — clients claim the cost from you. E&O pays the damages and, just as importantly, the defence.
How much does bookkeeper insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get bookkeeper insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Frequently asked questions

What claims actually hit bookkeepers?

Late or wrong remittances triggering CRA penalties, payroll errors, and missed HST filings — clients claim the cost from you. E&O pays the damages and, just as importantly, the defence.

How much does bookkeeper insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get bookkeeper insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.