Automotive Services

Auto Repair Shop Insurance in Ontario

Coverage for the work — and the cars waiting on it.

A repair shop carries three stacked exposures: customers' vehicles in the bays and on the lot, faulty-work claims after the car leaves, and a premises full of hoists, oil, and compressed air.

We arrange garage packages for mechanics — garage liability, garage-keepers, and completed operations working together.

What the package includes

Garage liability including customers' vehicles
Garage-keepers for vehicles in your custody
Completed operations for repairs after handover
Tools and equipment coverage, on site and in transit
Commercial property coverage for your premises and leasehold improvements
Limited pollution liability for job-site contaminants

Good to know

Frequently asked questions

A repair failed a week after the customer left — covered?: That's completed operations within garage liability — injury or damage from faulty repairs after delivery. Work orders and parts records are your file; the policy funds the defence and the claim.
How much does auto repair shop insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get auto repair shop insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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What the package includes

Garage liability including customers' vehicles

Garage-keepers for vehicles in your custody

Completed operations for repairs after handover

Tools and equipment coverage, on site and in transit

Commercial property coverage for your premises and leasehold improvements

Limited pollution liability for job-site contaminants

Frequently asked questions

A repair failed a week after the customer left — covered?

That's completed operations within garage liability — injury or damage from faulty repairs after delivery. Work orders and parts records are your file; the policy funds the defence and the claim.

How much does auto repair shop insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get auto repair shop insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.