Property & Rentals

Airbnb Insurance in Ontario

Hosting is hospitality. Cover it that way.

Hosting turns a home into transient accommodation — a use most home policies exclude outright. Platform protections like AirCover help but are not insurance policies you control: conditions, exclusions, and claims sit with the platform.

We arrange proper short-term rental coverage that hosts own directly, for whole-home and room-share hosting alike.

What the package includes

Short-term rental property coverage for the home and contents
Commercial general liability (CGL) for third-party injury and property damage
Loss of rental income after a covered loss
Guest-caused damage coverage

Good to know

Frequently asked questions

Isn't Airbnb's AirCover enough?: AirCover is a platform guarantee, not your insurance — it has exclusions, caps, and a claims process you don't control, and it does nothing for bookings off-platform. Host insurance is the coverage that answers to you.
How much does airbnb insurance cost in Ontario?: Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.
How do I get airbnb insurance quotes?: Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.

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Automotive Business & Professional Services Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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Frequently asked questions

Isn't Airbnb's AirCover enough?

AirCover is a platform guarantee, not your insurance — it has exclusions, caps, and a claims process you don't control, and it does nothing for bookings off-platform. Host insurance is the coverage that answers to you.

How much does airbnb insurance cost in Ontario?

Premiums depend on your revenue, team size, services, and claims history — many small operations pay a few hundred dollars a year for core liability coverage. As an independent brokerage we compare our full panel of insurers for the exact mix of coverage your business needs, so you only pay for protection that fits.

How do I get airbnb insurance quotes?

Request a quote online in about two minutes, or call us. Tell us what your business does and we'll shop the market — you'll get one advisor, the best available rate, and a certificate of insurance as soon as you're bound.